About us

About us

Armed with CRIF’s legacy, knowledge, and experience, CRIF strides towards the revolutionary open banking era in India by joining the account aggregator (AA) ecosystem - with CRIF CONNECT.

CRIF CONNECT is an RBI Licensed Account Aggregator (AA) platform that helps individuals to digitally access and share their financial data from Financial Information Providers (FIPs) to Financial Information Users (FIUs) in a seamless and secure manner, only upon their consent. The data flowing through the CRIF Connect platform is end-to-end encrypted. The individual is enabled to link their information from one Financial Institution they have an account with, to any other regulated Financial Institution that is a part of the AA network (banks, insurance agencies, mutual funds). This platform enables the rapid and safer exchange of individuals data between financial institutions like banks, mutual fund companies, insurance agencies, or other regulatory bodies.

CRIF CONNECT: Your Preferred Account Aggregator Framework

  • Global Expertise: Since 1988, CRIF has assisted its clients globally in their everyday financial journeys through trusted information, advanced cutting-edge solutions, and unique expert knowledge.
  • Holistic View of Customer’s Finance: With CRIF gain access to a suite of insightful financial products, including a highly efficient Personal Financial Management tool, which combined with Account Aggregator capabilities promotes higher customer engagement through non-intrusive, intuitive products and services, cross-sell and upsell to increase conversions.
  • User Friendly: The CRIF user interface has been designed intelligently and intuitively to provide a seamless experience to the customer.


The company is having a valid Certificate of Registration dated 15.03.2023 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or the representations made or opinions expressed by the company and for the repayment of deposits/ discharge of liabilities by the company.

Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the company, the “Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.